The impact of finanicalization on retail

Use the readings below and attached to answer the question below

Reading 1: https://scholarworks.umass.edu/cgi/viewcontent.cgi?article=1124&context=peri_workingpapers&sei-redir=1&referer=http%3A%2F%2Fscholar.google.com%2Fscholar%3Fhl%3Den%26as_sdt%3D0%2C1%26as_ylo%3D2005%26as_yhi%3D2012%26q%3Dfinancialization#search=%22financializa

Reading  2: https://theglobepost.com/2019/12/11/financialization-us-economy/

Question:

What are your thoughts on financialization and its impact on retail? Have we entered a new commercial age? Is this just another wrinkle in a constantly evolving marketplace for goods?